CashfulnessCashfulness
Joyina i-beta
I-beta eyimfihlo · ngesimemo kuphela
The calm sideof .

Incwadi yohambo yezimali zakho zomuntu siqu. Isithombe senani lakho lonke, irejista yalokho okungenayo nokuphumayo, kanye nendawo eqinile yokuqala uhambo.

9:41•••
Sawubona, John!
Isikhala sokusebenza esisebenzayo: Umndeni Smith
Uchithe malini namuhla?
Inani lonke
0
Umlando uzofika maduzane
Inkululeko yezezimali
44%
Imali etholakalayo
$ 38,200
Imali engenayo · unyaka wonke
$ 19,818
Izindleko · unyaka wonke
$ 3,710
Ibhalansi
Inani lakho lonke: $ 127,450
Impahla ekhiqizayo$ 60,000
Impahla ebiza$ 82,500
Izikweletu$ 15,050
Ikhaya
Ama-akhawunti
Irejista
Amathuluzi
I-Manifesto
Imali iyithuluzi lokuthenga isikhathi nenkululeko.

Akuwona umgomo. Akuyona indondo. Akuwona isilinganiso sokuzihlola. I-Cashfulness ikusiza wazi lapho ukhona nalapho ufuna ukuya khona — ngaphandle kokukhathazeka, ngaphandle kohlu lwezikhuthazo, ngaphandle kwezinkomba ezishintshashintshayo.

Inani lengcebo (net worth) · isibonelo
€ 127.450
Inombolo eqondile. Hhayi ibhalansi ye-akhawunti yakho yokuhlola (checking account), hhayi nesilinganiso esingaqondile. Isikhundla sakho emephini, namuhla, ngo-9:41 ekuseni.
Kubani

Kwabantu abafuna ubudlelwane obukhulile nemali yabo.

Abantu abathathu bangempela, izindawo eziphambili ezintathu ezahlukene. I-Cashfulness isebenza uma unempilo eyanele okufuna ukuyilandelela, ngaphandle kokuba isishisekeli sezezimali.

Iminyaka engama-40 · uzisebenzela

Anna, u-42 — umklami wezakhiwo, e-Milan

Ama-akhawunti amathathu, uhlelo lwempesheni, izindawo ezimbili zokuqasha, ama-ETF athile. Ufuna ukwazi ukuthi ingcebo yakhe ilingana ngempela namalini, ngaphandle kwesipredishithi esikhawuka nsuku zonke lapho kubuyekezwa.

Umndeni · imali ekhona kabili

Marco noGiulia, ama-38

Indodakazi, i-bhondi, imiholo emibili. Bafuna ukuqonda ukuthi bazonga kangakanani ngempela, nokuthi zibhekaphi izindleko ezincane ezinyamalalayo nyanga zonke.

Iminyaka engama-20 · inkululeko yokuqala

Luca, u-22 — eRoma, indlu yokuqala

Usahlala nomndeni wakhe, usanda kuqala ukubeka eceleni okuthile. Uphupha ngokuhamba, aye endaweni yakhe yokuqala. Akanandaba nezezimali njengomdlalo obonwayo: ufuna incwajana eqotho yokubhala lokho okungenayo nokuphumayo.

Iminyaka engama-50 · phambi kokuthatha umhlalaphansi

Patrizia, u-56 — eGenoa

Usebenze impilo yakhe yonke. Eminyakeni eyishumi uzothatha umhlalaphansi futhi ufuna ukwazi, ngokunembile, lapho ezoqala khona. Akafuni izeluleko; ufuna isithombe esicacile.

Ukuzola nendlela, ndawonye. Zisebenza kuphela lapho zindawonye.
— i-manifesto ye-Cashfulness
Isebenza kanjani

Izinyathelo ezintathu, ngokulandelana. Akukho okunye.

I-Cashfulness ayenzi lutho ngokuzenzakalela. Nguwe othatha isikhundla sakho manje. Indlela iyivelu — ukuthula kuvela kuyo.

01

Thatha isikhundla sakho

Isithombe sengcebo yakho: ama-akhawunti, izimpahla, izikweletu. Sithathe namuhla. Siphinde usithathe ngenyanga ezayo. Bheka ukuthi useduze noma ukude kangakanani nendlela yakho.

02

Gcina incwadi yohambo

Irejista elula: okungenayo, okuphumayo. Akukho izigaba eziyimpoqo, akukho amagrafu angenamsebenzi. Imigqa eqotho kuphela.

03

Thola isivinini sakho

Bheka ukuthi imali yakho iyakuthengela isikhathi noma iyakuthatha. Lungisa indlela yakho. Kancane kancane.

Ubumfihlo obuqinile

Amadokhumenti akho, abekwe ikhodi ngesikhiye owedwa onaso. Ubuwena bakho, ngeke sicele.

Amadokhumenti owalayisha abekwe ikhodi kusukela endaweni ozokuya kuyo (end-to-end): idivayisi yakho kuphela enesikhiye. Ubuwena bakho abunamagama — igama elingokoqobo liyanele. Ngisho nokukhokha kuyimfihlo kithi: izitolo yizona eziphatha lokho, futhi asisoze salazi igama lakho.

Isebenza kanjani ubumfihlo obuqinile
Kudivayisi yakho
Idokhumenti iyafundeka
7f3a9d2c8e1b
Kuseva yethu
Umsindo obekwe kuyi-encryption
Kusuka ku-journal

Amanothi anethuba ngemali.

Izihloko ongazifunda ngesikhathi sokudla kwasekuseni, ngaphandle komsindo, ngaphandle kokuphuthuma. Ngobudlelwane phakathi kwesikhathi, inkululeko nokonga.

Zonke izihloko

Qala ngokuthula. Qala namuhla.

I-beta iyimfihlo, ngesimemo. Sishiyele i-email yakho futhi sizokubhalela phakathi nezinsuku ezimbalwa — ngokwethu, hhayi nge-autoresponder.

Cela isimemo
— Vittorio, umsunguli
Cashfulness — Ukuphathwa kwezimali zomuntu siqu