Izilungiselelo
Izilungiselelo yindawo eyodwa lapho wenza khona i-Cashfulness ibe ngeyakho: uyifinyelela ngesithonjana esifana negiya ngakwesokudla phezulu noma ngesihloko esithi Izilungiselelo. Kusukela lapha uphatha iphrofayela yakho, ukubukeka kohlelo, izinhlobo zemali, izaziso, amakhophi wesipele nezikhala zakho zokubhalisa izimali.
I-hub eyodwa yazo zonke izilungiselelo
Isikrini seZilungiselelo siqoqa zonke izindawo zokuhlela ohlwini lwamakhadi: Iphrofayela Yomsebenzisi, Izikhala Zezimali, Ukubukeka, Izimali, Izaziso Nezikhumbuzi, Indlela ofuna ukusebenzisa ngayo uhlelo, Ukuphepha Nobumfihlo, Ikhophi yokusekela nedatha, Usizo nokusekelwa.
Phezulu uhlala ubona ukuthi yisiphi isikhala sokubhalisa izimali esisebenzayo: ezinye izilungiselelo, njengamakhophi wesipele, zisebenza esikhaleni esisodwa, kanti ezinye, njengeprofayela nokubukeka, zisebenza ku-akhawunti yakho kuzo zonke izikhala.
Ku-Usizo nokusekelwa kukhona futhi «Shiya ukubuyekeza»: kuvula ikhasi le-Cashfulness ku-App Store noma ku-Google Play, lapho ungabhala khona imigqa embalwa ngokuthi kuhamba kanjani. Kukhompyutha, lapho uhlelo lokusebenza lungaveli kunoma yisiphi isitolo, kuqala kubuza ukuthi yisiphi kulezi ezimbili osisebenzisa efonini.
Iphrofayela yomsebenzisi: i-akhawunti, ukuphepha nemvume
KuPhrofayela Yomsebenzisi uthola ulwazi lwe-akhawunti yakho: i-imeyili yokungena iboniswa ngokufundwa kuphela, kuyilapho igama lokuzibiza lingahlelwa ngokukhululekile futhi kuyilo igama ovela ngalo ohlelweni nasezikhaleni ezabelwene.
Isigaba Ukuphepha sikuvumela ukuthi ushintshe iphasiwedi futhi, uma kudingeka, ikheli le-imeyili: i-imeyili iphinde ibe igama lakho lomsebenzisi, ngakho uzothola umlayezo wokuqinisekisa ekhelini elisha ukuze ugcwalise ushintsho.
KuZimvume Zobumfihlo uphatha izintandokazi zakho zokuxhumana: ukuxhumana kwezobuchwepheshe nezinsizakalo kuyimpoqo ngoba uhlelo luyakudinga ukuze lusebenze, kuyilapho incwadi yezindaba nokuxhumana kwezentengiselwano kungavulwa noma kucishwe ngesikhiye. Yonke inguqulo igcinwa ngokuzenzakalelayo.
KuKuphepha Nobumfihlo kunezinkinobho ezimbili ezifanayo kodwa ezenza izinto ezahlukene. Ukungena Okusheshayo Ngedivayisi kusebenza ngemuva kokuthi Phuma: ungena futhi ngesigxivizo somunwe, ubuso noma i-PIN yedivayisi esikhundleni sokubhala iphasiwedi. Idinga ukuqinisekiswa ikhiya uhlelo njalo uma uluvula noma ubuyela kulo, futhi icela ukuvula: yikho okudingayo uma ifoni idlula ezandleni eziningi.
Ukuqinisekiswa kwezinyathelo ezimbili, nakho okutholakala kuKuphepha Nobumfihlo, kwengeza ephasiwedini yakho ikhodi yezinombolo eziyisithupha eshintsha njalo ngemizuzwana engamashumi amathathu, ekhiqizwa yi-app yokuqinisekisa esefonini yakho (Google Authenticator, Microsoft Authenticator, 1Password, Authy nezinye ezifanayo). Ukuze ukuvule, skena ikhodi ye-QR nge-app, noma kopisha ukhiye uma i-app isedivayisini efanayo, bese ufaka ikhodi yokuqala. Ngokushesha ngemva kwalokho i-Cashfulness ikukhombisa amakhodi esipele ayishumi, kanye kuphela: wagcine esiphathini sephasiwedi. Amanye amadivayisi axhumene azophuma, futhi kusukela ngaleso sikhathi, njalo uma ungena, ngemva kwephasiwedi uzocelwa ikhodi evela ku-app.
Uma ulahlekelwa yifoni, lapho ungena thepha «Ngilahlekelwe yifoni: ngizosebenzisa ikhodi yesipele»: ikhodi ngayinye isebenza kanye kuphela futhi ivala ukuqinisekiswa kwezinyathelo ezimbili, bese uphinde ukuvule ngefoni entsha. Uma ulahlekelwe nangamakhodi esipele, bhala ku-info@cashfulness.com usebenzisa ikheli le-imeyili le-akhawunti yakho: uma sesiqinisekisile ukuthi nguwe, sizokuvala thina. Ukuze ukuvale ngokwakho, noma ukuze uthole amakhodi esipele amasha ayishumi, udinga ikhodi oyibona ku-app ngaleso sikhathi.
Ukubukeka, izaziso nezintandokazi zezimali
KuKubukeka ukhetha itimu ekhanyayo noma emnyama, iphaleti yemibala nolimi lohlelo, kanye nokwakhiwa kokuboniswa nezintandokazi zesakhiwo.
Phakathi kwamafomethi kukhona nempelasonto, eduze kosuku lokuqala kwesonto: uMgqibelo neSonto, uLwesihlanu noMgqibelo, noma iSonto kuphela. Inquma ukuthi usuku lokukhokha oluphindaphindayo alwelwi ngaziphi izinsuku: uma umthetho uthi «Phambili» futhi isikhokhelo siwela kolunye lwalezo zinsuku, isiphakamiso sifika ngosuku lokuqala lokusebenza olulandelayo. Uhlelo luyiphakamisa ngesifunda sedivayisi, uLwesihlanu noMgqibelo eGulf naseGibhithe, futhi uyithola nasesinyathelweni Izilungiselelo sokuqala okuqondisiwe.
Izaziso Nezikhumbuzi yindawo lapho ubuka khona izibuyekezo, izixwayiso nokuxhumana, kuyilapho izintandokazi zezimali, njengezokufaka izintengiselwano, zikuvumela ukuthi uhambisane nokuziphatha kohlelo nendlela yakho yokusebenza.
Uhlu lwezaziso lungancishiswa: leso osifundile sinenkinobho ethi «Susa ohlwini», futhi phezulu ekhasini kunokuthi «Susa ezifundiwe», okususa zonke ngasikhathi sinye futhi kukutshele ukuthi zingaki. Kwezingafundiwe ayikho inkinobho, futhi kwenziwe ngamabomu: isaziso ongazange usivule bese sinyamalala ngokunyakaza kunye, yisaziso esilahlekile ungazi. Igama elithi «susa» likhethwe ngamabomu — isaziso siyanyamalala ohlwini lwakho, kodwa asisuswa ngokuphelele: kusala ubufakazi bokuthi safika kuwe nokuthi wasivula, futhi yilokho kuphela okusenza sibone uma izaziso ziyeka ukusebenza.
Uma izaziso zingafiki, into yokuqala okufanele uyibheke isekuqaleni kwekhasi lezaziso: isimo semvume yesistimu. Uma ungakaze uyinike, uhlelo lokusebenza luyicela lapho ngemva kokukutshela ukuthi idingelwani, futhi luyicela nasekuqaleni lapho ubhala inkokhelo enesikhumbuzo. Uma uyenqabile, ibhokisi lesistimu alibuyi: inkinobho ethi «Vula izilungiselelo» ikuyisa ekhasini elifanele, futhi lapho ubuya ikhadi liyazibuyekeza. Ku-Windows naku-Linux azikho izaziso zesistimu, futhi ikhasi liyakusho: lapho imilayezo ifika ngaphakathi kohlelo lokusebenza.
Okuncamelayo kwezaziso, eduze kwebhokisi lemilayezo, kukhombisa ikhadi lemvume elifanayo nezigaba ezine: Izinkokhelo nezikhumbuzi, Izinto ezidinga ukulungiswa, Isifinyezo sezikhathi ezithile, kanye Nemilayezo evela ku-Cashfulness. Ngaphakathi kohlelo lokusebenza imilayezo ihlale ifika; iswishi eduze kwesigaba ngasinye inquma ukuthi iyakufinyelela nanjengesaziso sedivayisi yini. Ukuvala «Izinkokhelo nezikhumbuzi» kususa ngokushesha izikhumbuzi ezihleliwe efonini, futhi ikhasi lenkokhelo liyakusho.
«Izexwayiso zesikhala sakho» kuyisingeniso sesithathu, futhi sisebenza esikhaleni sokubala esisebenzayo. Zonke zivaliwe kuze kube uzivula wena: eziphindaphindekayo ezidinga ukuqinisekiswa, ama-akhawunti adinga ukuvumelaniswa, ukutshalwa kwemali okudinga ukulinganiswa, isabelomali esiseduze komkhawulo, ibhalansi ye-akhawunti engaphansi kwenani, isifinyezo saviki zonke noma sanyanga zonke. Zifika njengezinto «Ezidinga ukulungiswa», umlayezo owodwa ngosuku ngesikhathi osikhethayo futhi kuphela uma kukhona okokusho. Ukujula ukunquma wena: Okubalulekile kuphinda into esalindile okungenani njalo ezinsukwini eziyisikhombisa, Okuvamile nsuku zonke uma isalindile, Okujulile kuhlola njalo ngehora futhi kukutshela ngokushesha konke okusha. Ithoni ayishintshi, kushintsha kuphela ukuthi kangaki.
Izimali
Esigabeni esithi Izimali ubona imali eyinhloko yesikhala sokubhalisa izimali esisebenzayo: yileyo okuvezwa ngayo izinombolo eziphelele zemibiko, njengebhalansi yezakhiwo kanye nesitatimende semali engenayo. Uyikhetha lapho udala isikhala futhi, uma kudingeka, uyishintsha kokuthi Izikhala Zezimali, bese kokuthi Phatha Accounting Space, entweni ethi Imali eyisisekelo.
Ngezansi uthola izinhlobo zemali ongazinikeza ama-akhawunti, uhlobo ngalunye lunezinga lalo lokushintshanisa elibalwe ngemali eyinhloko kanye nosuku elibhekisele kulo. Amazinga okushintshanisa afika njalo ngosuku lokusebenza evela ku-European Central Bank; uma uhlobo lwemali lungabuyekezwanga isikhathi esingaphezu kwesonto, usuku lwalo luyagqanyiswa.
Ikhophi yokusekela nedatha
Ingxenye ethi Ikhophi yokusekela nedatha ikuvumela ukuthi wenze ikhophi yokuphepha yemininingwane yesikhala sokubhalisa izimali esisebenzayo. Ifayela ligcinwa endaweni yokugcina futhi livela kuMlando wezipele; ukubuyiselwa okwenziwe kubalwe kuMlando wokubuyisela.
Kusukela endaweni efanayo ungakhipha imininingwane yakho, ngokuhambisana nelungelo lokuhambisa idatha ngaphansi kwe-GDPR.
Endaweni efanayo kuhlala nokungenisa. I-Ngenisa kusuka ku-CSV ilethela ngaphakathi ama-akhawunti nemibhalo kusuka kolunye uhlelo, kusuka kwispredishithi noma kusuka kusitatimende sasebhange. Ikhona lapha hhayi kuMathuluzi ngoba ukudlulisa idatha kungeyomndeni wokusekelwa, ukubuyisela nokuthumela ngaphandle: ngaphambi kokuba ibhale noma yini ikukhombisa ukubuka kuqala futhi ikutshele ngezimo engakwazi ukuzixazulula yodwa, esikhundleni sokuqagela. Izitatimende zamabhange amakhulu aseJalimane, e-Austria, eSwitzerland naseSpain iyazibona yona ngokwayo: ifanisa ngokuzenzakalela amakholomu afana no-Buchungstag, Verwendungszweck no-Betrag, noma Fecha operación, Concepto no-Importe, yeqa imigqa yombhalo amanye amabhange ayibeka ngaphezu kwethebula, futhi ifunda nezitatimende ezinemali engenayo nephumayo emakholomu amabili ahlukene. Ukufanisa kuhlala kuyisiphakamiso, osihlola futhi usishintshe ngaphambi kokubuka kuqala. Uma ibhange lakho likunika ifayela le-Excel kuphela, livule bese ulilondoloza njenge-CSV.
Ifunda nokubethelwa okudala: ifayela elingeyona i-UTF-8 lizanywa njenge-Windows-1252, eyaseYurophu eseNtshonalanga, futhi uma umbhalo unesimo sesi-Arabhu njenge-Windows-1256, eyezitatimende zamabhange aseGulf naseGibhithe. Uma amagama nezincazelo zisafika zingafundeki, isibonelo kusuka esitatimendeni esibhalwe ngesiCyrillic noma ngesiGreki, khetha ukubethelwa ngokwakho esinyathelweni sokuhambisana kwamakholomu futhi ifayela lifundwa kabusha ngokushesha.
Uma uvela ku-GnuCash, kukhona okwakho ngqo ngezansi kwako: Ngenisa kusuka ku-GnuCash. I-arkhayivu kumele ibe sesimweni se-XML: i-GnuCash iyakwazi ukulondoloza nakwezinye izimo, futhi uma ifayela lakho lingelona i-XML kwanele ukuthi ulivule ku-GnuCash bese usebenzisa u-File, bese u-Save As, ukhetha i-XML. Uma licindezelwe akunankinga, uhlelo lokusebenza luyazibhekela lokho.
Ukungenisa kukopisha isihlahla njengoba besinjalo, ngamagama nangabazali ebesinabo ku-GnuCash, bese kunamathisela igatsha ngalinye ngaphansi kwesihloko esifanele seshadi lakho lama-akhawunti. Izinga eliphezulu le-GnuCash (Izimpahla, Izikweletu, Imali engenayo, Izindleko, Imali yomnikazi) alidalwa kabusha: amagatsha aliqukethe anamathiselwa ngokuqondile ezihlokweni ze-Cashfulness, futhi ukubuka kuqala kuyawabiza ngamagama. Igatsha elenziwe kuphela ngama-akhawunti asebhange nemali liya ngaphansi kwesihloko esithi Amafa+ › Imali Etholakalayo, futhi elenziwe kuphela ngamakhadi esikweletu liya ngaphansi kwesihloko esithi Izikweletu › Isikhathi esifushane. Kuwo wonke amanye akuzami ukuqagela ngaphezu kwalokho, futhi kunesizathu: ukuthi imaphi ama-akhawunti anemali ekhona, noma imaphi ayimpahla yokusetshenziswa komuntu siqu, akubhaliwe ndawo efayeleni. Imibhalo engalingani isala ngaphandle futhi uyatshelwa ngayo, esikhundleni sokuba ilungiswe. Izintengiselwano ezenziwe zingasebenzi ku-GnuCash nezokuhlukaniswa kwamasheya nazo zisala ngaphandle: ekubukeni kuqala nasekupheleni kokungenisa zombili zibalwa ngokwehlukana. Izintengiselwano zokuhlukaniswa kwamasheya zisala ngaphandle ngoba ukungenisa kuletha inani lamasheya ngemali, hhayi isibalo sawo; uma ukuhlukaniswa kwamasheya kuhambisana nenkokhelo yemali, leyo nkokhelo ingena njenganoma iyiphi enye insali. Uma ukungenisa kuma phakathi nendlela ngenxa yephutha, ikhasi likutshela ukuthi kungene okungakanani, futhi likuvumela ukukususa ngenkinobho ethi Hlehlisa ukungenisa. Uhlobo i-akhawunti ebinalo ku-GnuCash yona iyalusebenzisa: ama-akhawunti ohlobo lwebhange, lwemali noma lwekhadi lesikweletu afika esehlukaniswe kanjalo, ngakho ama-akhawunti asebhange namakhadi avela ngokushesha kuKuvumelanisa. Ama-akhawunti amasheya nezikhwama ahlala ejwayelekile: ukuthi uwahlukanisa kanjani unquma wena, ngokuhlela i-akhawunti. Ukungenisa kuletha nesimo sokuvumelanisa: kuma-akhawunti asebhange nakumakhadi, izinsali ebezivumelanisiwe ku-GnuCash zifika sezivumelanisiwe, futhi usuku lokuvumelanisa kokugcina luthathwa ku-GnuCash. Izinsali ebezimane ziphawuliwe lapho zona azifiki zivumelanisiwe: uzivumelanisa wena, njengenjwayelo.
Esikhundleni somlando wonke ungaqala kusukela kudethi ethile. Imibhalo yangaphambili ayingeni ngayinye ngayinye: ku-akhawunti ngayinye yempahla neyesikweletu, uhlelo lokusebenza luhlanganisa imibhalo yayo bese lubhala, osukwini olwandulela idethi, ibhalansi yokuvula ngokumelene ne-akhawunti ethi Amabhalansi Okuqala. Izindleko nemali engenayo yeminyaka edlule akuvulwa kabusha, ngakho isitatimende semali engenayo sesikhathi esisha siqala sihlanzekile. I-akhawunti esenye imali ithola ibhalansi yayo ngemali yayo; uma izinga lokushintshaniswa kwalolo suku lingekho, lowo mbhalo wokuvula usala ngaphandle futhi ukungenisa kuyakusho lokho. Ku-akhawunti yasebhange noma ekhadini, ibhalansi yokuvula ifika ngemibhalo emibili yokuvula: owodwa uqukethe isamba semibhalo ebivumelanisiwe ku-GnuCash futhi ufika usuvumelanisiwe, omunye uqukethe okusele, okufanele ukuvumelanise njengenjwayelo. Uma omunye wale mibhalo emibili uyiziro, kufika omunye kuphela.
Uma ukungenisa sekuphelile, inkinobho ethi Hlela ama-akhawunti angenisiwe ikuvumela ukuhambisa igatsha ngalinye lapho ulifuna khona ngempela: ngalinye ngalinye futhi kancane kancane, ngoba amabhalansi asevele ayalingana. Igatsha lingayiswa noma ikuphi ngaphakathi kohlobo lwalo, kodwa isihlahla sempahla asifakwa phakathi kwezindleko: lokho kungaguqula uphawu lwalawo mabhalansi bese ibhalansi shidi ingabe isalingana.
Ngesikhathi ukungenisa kubhala, kungaba kusuka ku-GnuCash noma ku-CSV, futhi nangesikhathi ukuhlehlisa, ikhasi lihlala livuliwe kuze kuqede: uma uzama ukubuyela emuva noma ukukhetha esinye isihloko kumenyu, likucela ukuthi ulinde, ngoba ukungenisa okushiywe phakathi nendlela kungaqhubeka ngokuzenzakalelayo futhi ungafisa ukukwenza kabusha, konke kube kabili. Ngesizathu esifanayo, i-arkhayivu efanayo ye-GnuCash ayingeni kabili esikhaleni esifanayo: uma isekhona, lapho nje uyikhetha, ikhasi liyakutshela, likhombisa idethi nesikhathi sokungenisa ngakunye kwangaphambili, ukuthi kudale ama-akhawunti amangaki nemibhalo emingaki, kanye nenkinobho ethi Hlehlisa ukungenisa eduze kokungenisa ngakunye. Uma okwangaphambili sekususiwe, ungayingenisa kabusha kusukela ekuqaleni; ama-akhawunti obhale kuwo eminye imibhalo phakathi naleso sikhathi, noma odale ngaphansi kwawo amanye ama-akhawunti, ayasala, futhi ikhasi liyawabala ngamagama: inqobo nje uma esekhona, i-arkhayivu isabalwa njengekhona esikhaleni, ngakho uhambisa noma ususa leyo mibhalo nalawo ma-akhawunti angaphansi, bese uhlehlisa ukungenisa futhi. Kunjalo nangokungenisa okuphazanyisiwe, isibonelo uma uvala uhlelo lokusebenza: uma uphinda ukhetha i-arkhayivu, uthola ingxenye engenile, okufanele uyihlehlise ngaphambi kokuphinda ukungenisa. Uma ngempela udinga ikhophi yesibili, yingenise kwesinye isikhala.
- Vula Izilungiselelo, bese uvula Ikhophi yokusekela nedatha, bese uthepha Phatha izipele.
- Cindezela Dala Isipele ukuze uqale ngokushesha ikhophi yesipele ephelele yesikhala sokubhalisa izimali.
- Linda ifayela livele kuMlando wezipele: kusukela lapho uzokwazi ukulilawula kamuva.
Izikhala zokubhalisa izimali nokususwa kwe-akhawunti
Kusukela Ezikhaleni Zezimali uphatha izikhala zakho: ungazishintsha amagama, umeme amalungu amasha futhi uchaze izindima nemvume ngesigaba ngasinye, ukuze umuntu ngamunye abone futhi ahlele kuphela lokho okumphathelene.
Uma unquma ukushiya i-Cashfulness, ukususwa kwe-akhawunti kuyinqubo yokuqinisekisa okuningiliziwe: ucelwa ukuthi uqinisekise izikhathi eziningana ngenxa yokuthi lesi senzo asihlehliseki futhi sisusa imininingwane yakho unomphelo.