A logbook for your personal finances. A picture of your net worth, a register of what comes in and out, and a fixed point to set off from.
Not a goal. Not a trophy. Not a metric to grade yourself by. Cashfulness helps you know where you are and where you want to go — without anxiety, without motivational checklists, without tickers.
Per me Cashfulness è un ottimo strumento di pulizia che tiene in ordine la mia stanza economica e la mantiene limpida. È una porta di libertà e di consapevolezza per le scelte. Avere una gestione chiara dei soldi mi fa sentire più centrata e tranquilla.
For people who want a grown-up relationship with their money.
Three real people, three different starting points. Cashfulness works when you have enough life to want to keep track of it, without being a finance hobbyist.
Anna, 42 — architect, Milan
Three accounts, a pension plan, two rental flats, some ETFs. She wants to know what her wealth is really worth, without a spreadsheet that breaks every update.
Marco & Giulia, 38
A daughter, a mortgage, two salaries. They want to understand how much they’re actually saving, and where the small spends that vanish each month go.
Luca, 22 — Rome, first home
Still living with his family, he just started putting something aside. He dreams of moving out, into a first place of his own. He doesn’t care about finance-as-spectacle: he wants an honest notebook to log what comes in and out.
Patrizia, 56 — Genoa
Worked her whole life. In ten years she retires and wants to know, exactly, where she’ll be starting from. Doesn’t want advice; wants a clear picture.
Calm and method, together. They only work together.
Three gestures, in order. Nothing more.
Cashfulness automates nothing. You are the one who takes the fix. The method is the value — calm follows from it.
Take your fix
A picture of your wealth: accounts, assets, debts. Take it today. Take it again next month. See how close or far you are from your course.
Keep the logbook
A simple register: what comes in, what goes out. No mandatory categories, no useless graphs. Just honest lines.
Find your pace
See whether your money is buying time or taking it away. Adjust your course. Slowly.
Your documents, encrypted with a key only you hold. Your identity, never asked for.
Documents you upload are end-to-end encrypted: only your device has the key. Your identity is anonymous — a nickname is enough. Even the payment goes through others: the app stores, or Stripe if you buy on the website. We never see your card details.
How radical privacy worksCashfulness step by step
The free video course for getting started with Cashfulness, from installing the app to budgets and reports, in ten short lessons.
Go to the course
Double-entry bookkeeping, step by step
The free video course for keeping your household accounts in double-entry, with family examples and entries that balance.
Go to the course
Slow notes on money.
Articles you can read at breakfast, without noise, without rush. On the relationship between time, freedom and saving.
All articlesCashfulness is out today: household finances with the accountants' method
From today Cashfulness is available to everyone. Why I built it, what you'll find in it, and what you'll never find.
The finfluencer and the adviser: who really benefits from the advice you're given
Almost every piece of money advice benefits someone. The right question isn't 'is this good advice?' but 'who does it pay?'. A compass for working it out yourself.
What is your car really worth (and your house)? Putting a price on your assets
In your position fix, what counts is what an asset is worth today, not what you paid for it. Understanding depreciation is what separates a true net worth from an inflated one.
Start calmly. Start today.
Try it free, for up to 200 entries or 60 days. If you then subscribe on the website by 31 December, the code EARLY30 gives you 30% off your first year, whichever plan you pick.
Download Cashfulness