Real accounting, made usable.
Cashfulness isn’t a list of expenses with nice graphics. It’s double-entry — the same method companies use — applied to your own wealth and made readable for people who aren’t accountants.
Every entry has a counterpart
It’s the rule that makes the numbers trustworthy: nothing appears out of nowhere and nothing goes missing. You record things the way that comes naturally, and the app keeps the books balanced by construction.
Double-entry, without having to study it
You record “€40 spent with the debit card” and Cashfulness writes the two lines it takes. Debit and credit stay behind the scenes until you want to see them.
Balance sheet
The picture of what you own and what you owe, on a precise date. Not your current account balance: your net worth, the real one.
Income statement
The story of a period: what came in, what went out, what stayed. With a comparison against the current year.
Assets+ and Assets−
The distinction that changes decisions: what puts money in your pocket, kept apart from what takes it out. A house and a deposit account are not the same thing.
Ten seconds a day, not a second job
Accounting is only useful if you keep it up. That’s why entry is the fastest part of the app, and everything else updates on its own.
Quick entry
One line at the top of the home screen: amount, category, done. Recurring items come back on their own.
Ledger
Every transaction in chronological order. Search, filter, correct — and if you delete something by mistake, you get it back from the bin.
Categories and Pillars
You organize expenses the way you think, not the way an app decided. Pillars group categories into the four areas that matter.
Budgets with thresholds
Set a ceiling per category or per account and see at a glance whether your spending pace is holding, not just whether you’ve already gone over.
What you need when the books get serious
The functions you usually only find in business software, available without having to become an expert in it.
Encrypted documents
Bank statements, contracts, bills: uploaded and encrypted end-to-end. The key stays on your device, we only keep noise.
Reconciliation
Compare the ledger with your bank statement and tick it off line by line. At the end you know the numbers are really yours.
Subscriptions
Every recurring payment in one place, with its real annual cost. It’s often the first thing that saves money.
Investments and depreciation
Value investments at market price and spread the cost of durable goods over time, without parallel spreadsheets.
More currencies, more people, more devices
The accounting of a family or a business rarely fits into a single currency and a single head.
Real multi-currency
33 currencies with updated exchange rates. Each account keeps its own currency and the totals stay consistent, without approximate conversions.
Shared accounting spaces
One space for the family, one for work, one for a project. You invite who you want and decide what they can see and what they can touch.
Desktop and mobile
Native applications for Windows, macOS, Linux, iOS and Android. The same books, with an interface suited to the device.
Your data stays yours
CSV export always available, on the free plan too. If one day you want to leave, you take everything with you.
The fastest way to find out if it’s for you is to try it.
The beta is invite-only and free. No card required, no automatic renewal to cancel.
Join the beta